What are PCP Claims and the Rights that are Associated with Them.

Has there ever been a time when you bought a car and later complained about its finance quote? If any misunderstanding arose due to the way your Personal Contract Purchase or PCP agreement was handled or how the information was given to you, you may qualify for payment. Legal Assist has made it their goal to help people just like you fight for their rightful PCP claims.

What is a PCP Agreement?

PCP agreements are such that it is possible to acquire a car through regular installments followed by the settlement of a lump sum if one wishes to retain possession of it. Seemingly simple, however there are additional charges, interest, terms that are not clear that somehow make it frustrating.

Why PCP Claims Matter

Mis-selling of PCP occurs when the dealers or the lenders do not provide vital pieces of information that would have helped you reach an informed decision. This invariably results in entering into agreements that can lead to financial stress, undue aggravation, and excess debt.

How Legal Assist Solicitors Can Help

How the legal process works at Legal Assist is that all clients must be compensated as they rightfully deserve. Every angle is considered from paperwork to negotiating settlements for the clients that are of use.

Ready to Take Action?

There is no reason for postponements of your claim! Get in touch with Legal Assist Limited today to begin the process and seek financial upliftment.

Which Red Flags Can Be Found in PCP Agreements and Why They Should Be Avoided

Consider yourself in this position. You are filled with enthusiasm thinking about how you would be driving around in your new car, only to face a few hidden terms, in addition to some unwanted fees, further along. Sounds familiar? People go through a similar situation time and again. PCP agreements are packed with issues that Legal Assist encourages you to look for.

Common Red Flags in PCP Deals

Hidden Commissions

You have a case if the dealer was paid a bonus which was added to your monthly payments.

Sleight of Hand in Interest Rates

Did you hear of low rates only to be scratched off by many fees? That's what happens when a strategy of mis-selling is employed.

No Evaluation Of Affordability

If no one asked whether or not you would be able to afford the deal, the contract may be unconscionable.

How Legal Assist Sees These Issues

We examine every aspect of the PCP agreement, and in every fathomable pursuit of his justice, we leave none.

We Welcome You To Contact Us Today

Do you believe you have been mis-sold a PCP deal? Please ring up Legal Assist who will assist you with this process.

What are the reasons for Using Legal Assist for your PCP Claim?

PCP claims could involve various technicalities and in such instances it is always best to have a dedicated legal partner. Legal Assist is the answer to the many demands and intricacies of this issue.

Our Methodology

First Advice is Free

By meeting and discussing your case and the particulars of your case which you don’t have to have any charge.

Complete Package

We go out all the way from gathering up the materials to claiming the amounts as well.

No Case No Charge

You do not bear the cost unless we make it a success and win the PCP case.

Past Clients Endorse Us

We can openly say that we have assisted many authors bringing the number of cases to about thousands who suffered the loss because of strict and unfair practices of PCP.

Do not Wait- Act Now

Do you want your money back? Do you want to proceed further? Go for Legal Assist and file your claim to reclaim your finances.

The Impact of PCP Mis Selling on the Finances of Clients

The misselling of PCP is not only about losing out money but eventually it is sickening and emotionally very difficult to cope with. Let's analyze the facts and figures bringing out the financial impacts and the help Legal Assist could provide you to get back on your feet.

Hidden Fees Make the Cost Higher

Did you pay a balloon amount higher than what was notified? Or was there something, additional cost accruing every month which is not initially mentioned? These additional costs can be intolerable and lead you to feel helpless and in constant debt.

Deprivation of Economic Freedom

If you have entered into a debt agreement or a constantly failing PCP agreement, you may lose your financial capabilities to go for other investments in your life.

Take Back Your Stolen Finances

Using the services of Legal Assist, you can receive any refunded interest, fees, and other unjust charges that have been overlaid. Don’t let unfair debt terms prevent you any further.

Contact Us Today

Our staff is fully equipped to take the case on and fight for the payment that is due.

Steps involved in filing a PCP claim with Legal Assist

Do you feel that you have been mis-sold a PCP contract? Here is an elaborative guide on how to file your claims with Legal Assist.

Step 1: Go through your PCP agreement

Check for some of the items like additional charges, silly fees, commissions and other vague terms.

Step 2: Contact Legal Assist

Our specialists will undertake a preliminary review of your case at zero charge to ascertain its authenticity.

Step 3: Go through your documents

We will facilitate you in the preparation of required documents such as the contract, letters and proof of payments.

Step 4: Fill out your claim

We will submit your claim and represent you when negotiating the loan agreement with the lender or the dealer.

Step 5: Collect your money

Having been compensated for your claim, your mind will be at ease after the claim has been made and resolved.

What makes Legal Assist the Best in the Business?

We focus on PCP claims, providing an easy and smooth experience at all times backed by a no win no fee policy.

Take Action

The more time you take, the weaker your case will be. Contact Legal Assist now and make your claim.

Common inquiries

What do you mean by PCP mis-selling?

It’s when a dealer or lender does not provide important information or uses unfair practices to sell the deal of PCP to the customers.

What is the procedure if I have ended my agreement and have the intention to claim?

Yes, any time after the conclusion of your agreement, you can make a claim.

What level of compensation can I get?

The amount depends but usually includes refunds on the excess of loan interest and charges as well as modifications to the original contract.

Will my credit rating be affected if I make a claim?

No, there will be no effect on your credit score after making such a claim.

What are the main reasons to select Legal Assist?

With such a skilled team, no win, no fee, and a track record of success, Legal Assist makes everything easy.